While rooted firmly in well-established and accepted mathematical theories and formulas, there is always an element of subjectivity when it comes to underwriting claims and future plan projections. This is the “art” of underwriting and can be an important component of effectively managing your plan. Having a consultant/broker/actuary (C/B/A) partner that is effective in bringing…
The shutting down of New York City’s economy caused by the Coronavirus has created a massive deficit of perhaps over $8 billion in the city’s budget. This fact begs the question, how should the shortfall be filled? Let’s borrow a concept from the occupy Wall Street movement and advocate that the richest 1%, not city…
New York, NY – After insisting that schools reopen for hybrid learning shortly after Labor Day, it took the threat of a teacher’s strike to convince Mayor Bill de Blasio to delay in-person classes — but he only delayed them for 10 days to Sept. 21. That choice left both parents and teachers more confused, with the…
New York, NY – The attack on the World Trade Center may have been nearly 20 years ago, but the aftermath of 9/11 still reverberates for those who were tasked to put out the fires and clean up the rubble from what was left of the iconic buildings in lower Manhattan. Earlier this month, 27…
“Justice Ginsburg is an icon. She leaves behind a legacy as a brilliant, hardworking jurist and a trailblazing feminist; her loss is incalculable. Long before she became notorious, she broke barriers most never even dreamed to approach. Her unfailing sense of justice reminded us of its awesome power, and her unbending sense of duty reminded…
New York, NY – On Wednesday, September 16, angry Hunter College educators rallied outside the campus demanding random COVID-19 testing, room-by-room ventilation inspections and contact tracing. “Why are Hunter Campus Schools students, teachers and staff not entitled to the same safety standards as all other New York City public school students? Are Hunter College and CUNY…
New York, NY – The city may have agreed to delay in-person classes for 10 days amid a potential strike from the UFT, but for some parents it’s not enough to ensure the safety of their youngest loved ones. Earlier this month, Tanesha Grant, the former administrator for the Wall of Moms chapter in New…
Shannon (Boyle) Mogila unexpectedly passed away peacefully in her sleep on Tuesday, September 8, 2020, at her home in Westfield, NJ. Born in Fort Knox, KY on September 26, 1974, she grew up in Rahway, NJ with her wonderful parents, Richard and Mary Boyle, sister, Allison, and brother, Richard. She attended catholic schools graduating from…
All of us at Schwartzapfel Lawyers hope this note finds you, your family, friends, and loved ones healthy and safe. Our hearts go out to those of you ill and recovering. Our sympathies and condolences to those who have lost loved ones. This global pandemic and its resulting impact on our daily lives have been…
New York, NY – Correction Officers Benevolent Association [COBA] leader Benny Boscio may be two months into his presidency, but he is ready to see some changes to the incarceration system, especially as his members have to currently work through the COVID-19 epidemic. COBA President Benny Boscio. Boscio’s career in corrections spans 21-years and he became a…
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